top of page

Housing

Leaderless

The Guardianship Housing system is based on the Use of a property, where a new Guardian Right representing a properties fixtures forms a market and becomes tradable.

Property laws were originally written to follow this script; Land is owned by a lord, the Lord pays homage to his King with taxes and rates, and the Paupers (the lords tenants) reside on the land, until they are no longer useful to their peers.


In Property Law, 'appurtenances' means the 'free stuff' left with the land, fixtures are said to be the apputenances that are required to run a business on the land, (real property) and chattels are the things that are not bolted down to the land, both inside the buildings and outside. (personal property).


Over time the rules changed, like property titles that once required a Deed to prove ownership by law, deeds are no longer used, but the cobwebs (old rules) going back to the beginning still exist, and it is here that we find that the way we act today does not give us the same measure of protection, as before.


This basic misunderstanding has created every issue surrounding housing today, leading to confusion, however there is one telltale cobweb in the Rates notice which still separates the land from the appurtenances, the bundle of fixtures left with the land that is separately valued.


Rather than a Lord today renting his free stuff and being responsible for its condition under renting rules, the Lord can instead sell this depreciating part of his property under an equity share Terms Agreement, which binds the property together, due to other laws including the Mortgage Act, and we can use a Call Option to buy it back at a particular point in time and a particular price. 


EmpowerUs Australia  has built a Guardian Right as a vehicle to make this terms agreement common, and attached to it are the restrictions of how the value is set, and what the timing is when the two shares can again become one, and what each specific share is responsible for.


The Guardianship Housing System is a depreciatory system where the value of the Guardian Right reduces by 10% per annum calculated monthly which is fixed so there are no disputes at sale time.


EmpowerUs Australia has created a Guardian Right market, and guides investment, debt reduction, low cost housing, and brings the cost of housing down so everybody wins.


The purpose to create a new vehicle to invest into, was to offer savy investors many advantages that can be applied to their own housing portfolios, while at the same time creating housing affordability, long term tenancies, and installing a perpetual reduction to the cost of housing.


https://guardianrightregistry.com.au

 

Case Study

The Problem

  • Ending Housing Complexity
     

  • Reducing the cost of housing
     

  • Changes Investor Behaviour

Our Solutions

Property Guardianship can have more than 1 equitable interests to a property. 1 Titleholder, and 1 or more Guardians protected by Deed.

Related Insights

bottom of page